Speeding Endorsements and Car Insurance
Speeding fines are on the increase in the UK with a record number of drivers having at least three penalty points on their licence. The reason behind the sharp increase can be directly related to the increase in the number of speed cameras on the UK roads.
As a drive to curb speeding on the roads to reduce the amount of fatalities each year the government has steadily increased the number of cameras in operation. It is claimed that in addition to the millions of pounds in revenue that these cameras produce each year they are helping to make our roads safer. Some anti speed camera organisations believe that this is not the case and that the sole purpose for the increase in cameras is to raise government revenue.
Whatever your opinion being caught by a speed camera on the UK roads carries a minimum of a fixed fine and the addition of three penalty points to your licence. The amount of penalty points added to a drivers licence can increase with the seriousness of the offence. These points can equate to a disqualification if a driver accumulates 12 or more points at one time on their licence.
As a disqualified driver or a driver that currently has speeding endorsements on their licence you can expect to see a rise in the cost of your car insurance. This is due to the fact that a speeding motorist is more likely to claim on their car insurance policy because speeding puts you at a higher risk of being involved in an accident.
If you have recently returned from a driving disqualification or currently have speeding endorsements on your licence and therefore classed as a high risk by the car insurance companies it is imperative that you shop around for the best deal.
Many car insurance companies will impose a huge premium on your insurance due to the fact that you are classed as high risk. This is why you should take the time to contact companies such as Quote Heaven and Insure Your Motor that are focused on getting you the best car insurance quote whatever your circumstances.