When we hear of car accidents we usually hear of an incident where the car has medium to very serious damage. But usually we don’t consider an accident to be a major one when it happens less than 10mph and there is no visible damage to the car. Car insurance companies do however warn of other dangers an ‘accident’ like this one may cause, namely damage to the passenger. Injuries sustained are usually described as Whiplash. These injuries involve damage done to the neck when it’s suddenly jerked forward or back.
Other injuries that can occur are bruises, chest and rib injuries. This ironically has occurred because of measures which are suppose to make the car SAFER, i.e. seat belts. The harder the impact on the car, the harder the jerk motion and the more potential there is for a neck injury. The size of the body also plays a part in how bad an injury to a passenger can be. People who are taller are more at risk of a neck injury as they are most likely to have head restraints that are too low to be of any help at impact. Passengers with less muscle mass (i.e. women, children and the elderly) have a higher level of injury risk because this lowers their own internal protective mechanism. On the whole though car insurance companies strongly support the use of a seat belt at all times. This shows that you the driver are being safe and are safety conscious. This type of actions is guaranteed to reduce your car insurance premium immeasurably. Insurers such as quoteheaven.co.uk are one such company. Visit their website today.